This Privacy Policy explains how My Debt Options, a brand operated by Loyalty LTD ("My Debt Options," "we," "us," or "our") collects, uses, and shares information when you visit www.mydebtoptions.org (the "Site") or submit information through our forms. By using the Site, you agree to the practices described in this Policy.
Information We Collect
We collect information you provide directly to us, including:
- Contact details such as your name, email address, phone number, and mailing address.
- Information about your financial situation, such as the amount and type of unsecured debt you report.
- Employment status, date of birth, and your stated goals when you complete our form.
- Communications you send us, including emails and form submissions.
We also automatically collect certain technical information when you visit the Site, such as your IP address, browser type, device type, pages visited, and referring website. We may use cookies and similar technologies to operate the Site, measure traffic, and improve your experience.
How We Use Your Information
We use the information we collect to:
- Evaluate whether debt settlement options may be appropriate for your situation.
- Connect you with third-party debt relief providers or marketing partners that may be able to help.
- Contact you by phone, text message, or email regarding your inquiry.
- Operate, maintain, and improve the Site and our services.
- Comply with legal obligations and enforce our Terms of Use.
Consent to Contact
By submitting a form on the Site, you expressly consent to be contacted by My Debt Options and its third-party providers or marketing partners at the phone number and email address you provide, including via automatic telephone dialing systems, artificial or prerecorded voice calls, and text messages, even if your number appears on a federal or state Do Not Call list. Consent is not a condition of purchase, and you may withdraw consent at any time by replying STOP to text messages or contacting us at the address below. Message and data rates may apply. Message frequency varies.
Your Choices and Rights
Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you, and to opt out of certain sharing. To exercise any of these rights, contact us using the details below. Residents of California have additional rights described in our California Privacy Notice.
You may opt out of marketing emails by using the unsubscribe link in any message. To stop text messages, reply STOP. You may also request that we stop calling you by contacting us directly.
Data Security and Retention
We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security. We retain personal information for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, and resolve disputes.
Children's Privacy
The Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us with personal information, please contact us so we can delete it.
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Policy.
Contact Us
If you have questions about this Privacy Policy or our practices, contact us:
My Debt OptionsEmail: info@mydebtoptions.org
Website: www.mydebtoptions.org